Write down the name of the service on a piece of paper
Click on "Get Started"
section at the top of the page
Follow the steps & enter in your desired service at the appropriate
place on the form.
LOSS MITIGATION/FORECLOSURE
Foreclosure a proceeding in which the financer of a mortgage
seeks to regain the property because the borrower has defaulted on payments. Loss Mitigation/Loan Modification The process whereby a homeowner's mortgage payment is changed and both the lender and the
homeowner agree to new terms.
This is a step-by-step
foreclosure and loss mitigation course. The course includes valuable information such as lender expectations, documentation
and income guidelines.
SHORT SALES
Short
Sale
The act of selling a property
for less than what is owed to the lender.
Learn the fundamentals of financing, property pricing and relocation information as well as lender
rebate "how to's" and status tracking pointers. Find out about support agencies that are available at no cost
to you. This course also familiarizes you with terms such as PBO, REO, and more.
SIMPLE CUSTODY
Child Custody A legal procedure to determine which parent will be rewarded the responsibility of the child/children
in the event of a divorce, breakup or lawsuit.
This course
focuses on court-required document filings related to full and partial custody.
SIMPLE DIVORCE
Divorce
The
act of dissolving a marriage contract between a person and their spouse.
Find out the necessary document filing requirements for dividing limited assets.
SIMPLE BANKRUPTCY
Bankruptcy
is
a federal process designed to help consumers & businesses elminate their debts or repay their obligations.
This course covers expectations
and requirements associated with Chapters 7 & 13. Gain knowledge on how to prepare schedules and structure repayment
plans. Discover how the system works form the court's point of view.
SIMPLE TRUST & WILLS
Trust
is an arrangement whereby property is managed by one person(s)
for the benefit of another
Wills
is a legal declaration by which a person names
one or more persons to manage the estate at death.
Find out how to transfer property into a trust. Learn the difference between a revocable and
irrevocable trust and their relationship(s) to a particular circumstance. Also obtain vital information regarding document
submission to the County Recorder's Office.
EVICTIONS
Eviction
is a legal process to remove a tenant from rental property by the landlord.
Learn about the eviction process from the beginning to the end. This course
offers knowledge about your legal rights, options and alternatives.
CREDIT REPAIR
Credit Repair
The process to remove negativities from your credit report.
Learn the real truth about credit repair. Learn about your options and what
your expectations should realistically be. Get on the inside track regarding credit bureaus and the rules and regulations
by which they are governed.
DEBT NEGOTIATOR
Debt Negotiation
is the process of negotiating with creditors to pay off a percentage of old debt.
Become skilled in debt negotiation. Learn the do's
and don'ts of successful negotiation and associated strategies. Understand the pros and cons of debt negotiation vs
declaring bankruptcy.
AUTOMOBILE LOAN
Do you
need a new car?
With
many avenues of resources, Second Chance Financial can help you qualify for that much needed new car for yourself, your child's
first car or that luxury car you have always wanted!
